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Bankruptcy Basics

The single most important thing to remember when considering bankruptcy is that declaring bankruptcy is nothing to be ashamed of.

Due in large part to the decline of the national economy in recent years, the rise of medical and insurance costs and the outsourcing of jobs to foreign countries, many Americans find themselves in a position where they simple need a fresh start.  Whether it’s medical bills and debt, credit card debt, personal loan debt, mortgage debt or car and trailer debt, the stress piles up. They need a chance to take a deep breath and get out from under the crushing debt that has accumulated, often through no fault of their own.  Financial hardship is one of the most stressful and difficult trials most people go through.  Creditors calling relentlessly, threats of wage garnishment, liens on property and collection services ruining credit are just some of the issues we go through when we are facing financial problems. Continue reading

BANKRUPTCY BASICS

The single most important thing to remember when considering bankruptcy is that declaring bankruptcy is nothing to be ashamed of.

Due in large part to the decline of the national economy in recent years, the rise of medical and insurance costs and the outsourcing of jobs to foreign countries, many Americans find themselves in a position where they simple need a fresh start.  Whether it’s medical bills and debt, credit card debt, personal loan debt, mortgage debt or car and trailer debt, the stress piles up. They need a chance to take a deep breath and get out from under the crushing debt that has accumulated, often through no fault of their own.  Financial hardship is one of the most stressful and difficult trials most people go through.  Creditors calling relentlessly, threats of wage garnishment, liens on property and collection services ruining credit are just some of the issues we go through when we are facing financial problems. Continue reading

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